FIRE Calculator<\/title>\n <link href=\"https:\/\/stackpath.bootstrapcdn.com\/bootstrap\/4.5.2\/css\/bootstrap.min.css\" rel=\"stylesheet\">\n <style>\n body {\n background-color: #f8f9fa;\n }\n .container-fluid {\n margin-top: 50px;\n }\n .result {\n margin-top: 20px;\n padding: 15px;\n background-color: #e9ecef;\n border-radius: 5px;\n display: none;\n }\n .money {\n color: green;\n font-weight: bold;\n }\n .motivational {\n color: #28a745;\n font-weight: bold;\n font-size: 1.1em;\n }\n .card {\n margin: 10px 0;\n }\n <\/style>\n<\/head>\n<body>\n <div class=\"container-fluid\">\n <h2 class=\"text-center\">FIRE – Financial Independence, Retire Early<\/h2>\n <form id=\"fireForm\">\n <div class=\"row\">\n <div class=\"col-md-6 form-group\">\n <label for=\"currentAge\">Current Age:<\/label>\n <input type=\"number\" class=\"form-control\" id=\"currentAge\" min=\"0\" required>\n <\/div>\n <div class=\"col-md-6 form-group\">\n <label for=\"retirementAge\">Target Retirement Age:<\/label>\n <input type=\"number\" class=\"form-control\" id=\"retirementAge\" min=\"0\" required>\n <\/div>\n <\/div>\n <div class=\"form-group\">\n <label for=\"desiredRetirementAmount\">Desired Retirement Amount (\u20b9):<\/label>\n <input type=\"text\" class=\"form-control\" id=\"desiredRetirementAmount\" required oninput=\"formatCurrency(this)\">\n <\/div>\n <div class=\"form-group\">\n <label for=\"annualExpenses\">Current Annual Expenses (\u20b9):<\/label>\n <input type=\"text\" class=\"form-control\" id=\"annualExpenses\" required oninput=\"formatCurrency(this)\">\n <\/div>\n <div class=\"form-group\">\n <label for=\"currentSavings\">Current Savings (\u20b9):<\/label>\n <input type=\"text\" class=\"form-control\" id=\"currentSavings\" required oninput=\"formatCurrency(this)\">\n <\/div>\n <div class=\"form-group\">\n <label for=\"annualReturn\">Expected Annual Return Rate (%):<\/label>\n <input type=\"number\" class=\"form-control\" id=\"annualReturn\" value=\"8\" min=\"0\" required>\n <\/div>\n <div class=\"form-group\">\n <label for=\"totalInvested\">Total Amount Invested (\u20b9):<\/label>\n <input type=\"text\" class=\"form-control\" id=\"totalInvested\" required oninput=\"formatCurrency(this)\">\n <\/div>\n <div class=\"form-group\">\n <label for=\"expectedCAGR\">Expected CAGR of Investments Percentage (%):<\/label>\n <input type=\"number\" class=\"form-control\" id=\"expectedCAGR\" value=\"8\" min=\"0\" required>\n <\/div>\n <div class=\"form-group\">\n <label for=\"monthlySavings\">Monthly Savings (\u20b9):<\/label>\n <input type=\"text\" class=\"form-control\" id=\"monthlySavings\" required oninput=\"formatCurrency(this)\">\n <\/div>\n <div class=\"form-group\">\n <label for=\"monthlySavingsGrowth\">Monthly Savings Growth Percentage (%):<\/label>\n <input type=\"number\" class=\"form-control\" id=\"monthlySavingsGrowth\" value=\"5\" min=\"0\" required>\n <\/div>\n <div class=\"form-group\">\n <label for=\"loanAmount\">Existing Loans (\u20b9):<\/label>\n <input type=\"text\" class=\"form-control\" id=\"loanAmount\" required oninput=\"formatCurrency(this)\">\n <\/div>\n <div class=\"form-group\">\n <label for=\"inflationRate\">Expected Inflation Rate (%):<\/label>\n <input type=\"number\" class=\"form-control\" id=\"inflationRate\" value=\"6\" min=\"0\" required>\n <\/div>\n <div class=\"form-group\">\n <label for=\"hasMedicalInsurance\">Do you have medical insurance?<\/label>\n <select class=\"form-control\" id=\"hasMedicalInsurance\" required>\n <option value=\"\" disabled selected>Select<\/option>\n <option value=\"yes\">Yes<\/option>\n <option value=\"no\">No<\/option>\n <\/select>\n <\/div>\n <div class=\"form-group\" id=\"insuranceFields\" style=\"display: none;\">\n <label for=\"medicalInsuranceCover\">Current Medical Insurance Cover (\u20b9):<\/label>\n <input type=\"text\" class=\"form-control\" id=\"medicalInsuranceCover\" oninput=\"formatCurrency(this)\">\n <\/div>\n <div class=\"form-group\" id=\"insuranceSuggestionFields\" style=\"display: none;\">\n <label for=\"desiredInsuranceAmount\">Desired Medical Insurance Amount (\u20b9):<\/label>\n <input type=\"text\" class=\"form-control\" id=\"desiredInsuranceAmount\" oninput=\"formatCurrency(this)\">\n <\/div>\n <\/form>\n <button type=\"button\" class=\"btn btn-primary\" onclick=\"calculateFIRE()\">Calculate FIRE<\/button>\n \n <div class=\"result\" id=\"result\">\n <h3>Results<\/h3>\n <div class=\"card\">\n <div class=\"card-body\">\n <h5 class=\"card-title\">Your Current Savings:<\/h5>\n <p id=\"currentSavingsResult\" class=\"money\"><\/p>\n <\/div>\n <\/div>\n <div class=\"card\">\n <div class=\"card-body\">\n <h5 class=\"card-title\">Total FIRE Amount Needed:<\/h5>\n <p id=\"fireAmount\" class=\"money\"><\/p>\n <\/div>\n <\/div>\n <div class=\"card\">\n <div class=\"card-body\">\n <h5 class=\"card-title\">Monthly Savings Required:<\/h5>\n <p id=\"monthlySavingsNeeded\" class=\"money\"><\/p>\n <\/div>\n <\/div>\n <div class=\"card\">\n <div class=\"card-body\">\n <h5 class=\"card-title\">Medical Insurance Details:<\/h5>\n <p id=\"insuranceDetails\"><\/p>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n\n <script>\n document.getElementById('hasMedicalInsurance').addEventListener('change', function() {\n const insuranceFields = document.getElementById('insuranceFields');\n const insuranceSuggestionFields = document.getElementById('insuranceSuggestionFields');\n if (this.value === 'yes') {\n insuranceFields.style.display = 'block';\n insuranceSuggestionFields.style.display = 'none';\n } else {\n insuranceFields.style.display = 'none';\n insuranceSuggestionFields.style.display = 'block';\n }\n });\n\n function formatCurrency(input) {\n \/\/ Remove any non-digit characters\n let value = input.value.replace(\/[^0-9]\/g, '');\n \/\/ Format the value as currency with commas\n let num = Number(value);\n if (!isNaN(num)) {\n input.value = num.toLocaleString('en-IN');\n }\n }\n\n function calculateFIRE() {\n const currentAge = parseInt(document.getElementById('currentAge').value);\n const retirementAge = parseInt(document.getElementById('retirementAge').value);\n const desiredRetirementAmount = parseInt(document.getElementById('desiredRetirementAmount').value.replace(\/,\/g, ''));\n const annualExpenses = parseInt(document.getElementById('annualExpenses').value.replace(\/,\/g, ''));\n const currentSavings = parseInt(document.getElementById('currentSavings').value.replace(\/,\/g, ''));\n const annualReturn = parseFloat(document.getElementById('annualReturn').value) \/ 100;\n const totalInvested = parseInt(document.getElementById('totalInvested').value.replace(\/,\/g, ''));\n const expectedCAGR = parseFloat(document.getElementById('expectedCAGR').value) \/ 100;\n const monthlySavings = parseInt(document.getElementById('monthlySavings').value.replace(\/,\/g, ''));\n const monthlySavingsGrowth = parseFloat(document.getElementById('monthlySavingsGrowth').value) \/ 100;\n const loanAmount = parseInt(document.getElementById('loanAmount').value.replace(\/,\/g, ''));\n const inflationRate = parseFloat(document.getElementById('inflationRate').value) \/ 100;\n\n const yearsUntilRetirement = retirementAge - currentAge;\n\n \/\/ Calculate future value of current savings\n const futureValueOfSavings = currentSavings * Math.pow(1 + annualReturn, yearsUntilRetirement);\n \/\/ Calculate future value of total invested amount using expected CAGR\n const futureValueOfInvestedAmount = totalInvested * Math.pow(1 + expectedCAGR, yearsUntilRetirement);\n \/\/ Calculate future value of monthly savings\n const futureValueOfMonthlySavings = monthlySavings * (((Math.pow(1 + monthlySavingsGrowth, yearsUntilRetirement) - 1) \/ monthlySavingsGrowth) * (1 + annualReturn));\n const totalAmountAtRetirement = futureValueOfSavings + futureValueOfInvestedAmount + futureValueOfMonthlySavings;\n\n \/\/ Calculate inflated retirement amount\n const inflatedRetirementAmount = desiredRetirementAmount * Math.pow(1 + inflationRate, yearsUntilRetirement);\n\n \/\/ Calculate total FIRE amount needed including loans and desired insurance amount if medical insurance is not opted\n let totalFIREAmountNeeded = inflatedRetirementAmount + loanAmount;\n\n if (document.getElementById('hasMedicalInsurance').value === 'no') {\n const desiredInsuranceAmount = parseInt(document.getElementById('desiredInsuranceAmount').value.replace(\/,\/g, ''));\n totalFIREAmountNeeded += desiredInsuranceAmount;\n }\n\n \/\/ Update results on the page\n document.getElementById('currentSavingsResult').innerText = `\u20b9${currentSavings.toLocaleString('en-IN')}`;\n document.getElementById('fireAmount').innerText = `\u20b9${totalFIREAmountNeeded.toLocaleString('en-IN')}`;\n document.getElementById('monthlySavingsNeeded').innerText = `\u20b9${(totalFIREAmountNeeded - totalAmountAtRetirement) \/ (yearsUntilRetirement * 12) > 0 ? ((totalFIREAmountNeeded - totalAmountAtRetirement) \/ (yearsUntilRetirement * 12)).toLocaleString('en-IN') : '0'}`;\n document.getElementById('insuranceDetails').innerText = document.getElementById('hasMedicalInsurance').value === 'no' ? `You will need additional insurance coverage of \u20b9${(parseInt(document.getElementById('desiredInsuranceAmount').value.replace(\/,\/g, ''))).toLocaleString('en-IN')}.` : `You are covered for \u20b9${document.getElementById('medicalInsuranceCover').value.replace(\/,\/g, '')}.`;\n\n \/\/ Show the result\n const resultDiv = document.getElementById('result');\n resultDiv.style.display = 'block';\n }\n <\/script>\n<\/body>\n<\/html>\n","protected":false},"excerpt":{"rendered":"<p>FIRE Calculator FIRE – Financial Independence, Retire Early Current Age: Target Retirement Age: Desired Retirement Amount (\u20b9): Current Annual Expenses (\u20b9): Current Savings (\u20b9): Expected Annual Return Rate (%): Total Amount Invested (\u20b9): Expected CAGR of Investments Percentage (%): Monthly Savings (\u20b9): Monthly Savings Growth Percentage (%): Existing Loans (\u20b9): Expected Inflation Rate (%): Do …<\/p>\n<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/lifestylerepository.com\/index.php\/fire-calculator\/\"> <span class=\"screen-reader-text\">FIRE Calculator<\/span> Read More »<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"footnotes":""},"_links":{"self":[{"href":"https:\/\/lifestylerepository.com\/index.php\/wp-json\/wp\/v2\/pages\/534"}],"collection":[{"href":"https:\/\/lifestylerepository.com\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/lifestylerepository.com\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/lifestylerepository.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/lifestylerepository.com\/index.php\/wp-json\/wp\/v2\/comments?post=534"}],"version-history":[{"count":30,"href":"https:\/\/lifestylerepository.com\/index.php\/wp-json\/wp\/v2\/pages\/534\/revisions"}],"predecessor-version":[{"id":569,"href":"https:\/\/lifestylerepository.com\/index.php\/wp-json\/wp\/v2\/pages\/534\/revisions\/569"}],"wp:attachment":[{"href":"https:\/\/lifestylerepository.com\/index.php\/wp-json\/wp\/v2\/media?parent=534"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}

{"id":534,"date":"2024-10-28T14:47:22","date_gmt":"2024-10-28T14:47:22","guid":{"rendered":"https:\/\/lifestylerepository.com\/?page_id=534"},"modified":"2024-10-28T16:56:32","modified_gmt":"2024-10-28T16:56:32","slug":"fire-calculator","status":"publish","type":"page","link":"https:\/\/lifestylerepository.com\/index.php\/fire-calculator\/","title":{"rendered":"FIRE Calculator"},"content":{"rendered":"\n\n\n\n \n \n FIRE Calculator<\/title>\n <link href=\"https:\/\/stackpath.bootstrapcdn.com\/bootstrap\/4.5.2\/css\/bootstrap.min.css\" rel=\"stylesheet\">\n <style>\n body {\n background-color: #f8f9fa;\n }\n .container-fluid {\n margin-top: 50px;\n }\n .result {\n margin-top: 20px;\n padding: 15px;\n background-color: #e9ecef;\n border-radius: 5px;\n display: none;\n }\n .money {\n color: green;\n font-weight: bold;\n }\n .motivational {\n color: #28a745;\n font-weight: bold;\n font-size: 1.1em;\n }\n .card {\n margin: 10px 0;\n }\n <\/style>\n<\/head>\n<body>\n <div class=\"container-fluid\">\n <h2 class=\"text-center\">FIRE – Financial Independence, Retire Early<\/h2>\n <form id=\"fireForm\">\n <div class=\"row\">\n <div class=\"col-md-6 form-group\">\n <label for=\"currentAge\">Current Age:<\/label>\n <input type=\"number\" class=\"form-control\" id=\"currentAge\" min=\"0\" required>\n <\/div>\n <div class=\"col-md-6 form-group\">\n <label for=\"retirementAge\">Target Retirement Age:<\/label>\n <input type=\"number\" class=\"form-control\" id=\"retirementAge\" min=\"0\" required>\n <\/div>\n <\/div>\n <div class=\"form-group\">\n <label for=\"desiredRetirementAmount\">Desired Retirement Amount (\u20b9):<\/label>\n <input type=\"text\" class=\"form-control\" id=\"desiredRetirementAmount\" required oninput=\"formatCurrency(this)\">\n <\/div>\n <div class=\"form-group\">\n <label for=\"annualExpenses\">Current Annual Expenses (\u20b9):<\/label>\n <input type=\"text\" class=\"form-control\" id=\"annualExpenses\" required oninput=\"formatCurrency(this)\">\n <\/div>\n <div class=\"form-group\">\n <label for=\"currentSavings\">Current Savings (\u20b9):<\/label>\n <input type=\"text\" class=\"form-control\" id=\"currentSavings\" required oninput=\"formatCurrency(this)\">\n <\/div>\n <div class=\"form-group\">\n <label for=\"annualReturn\">Expected Annual Return Rate (%):<\/label>\n <input type=\"number\" class=\"form-control\" id=\"annualReturn\" value=\"8\" min=\"0\" required>\n <\/div>\n <div class=\"form-group\">\n <label for=\"totalInvested\">Total Amount Invested (\u20b9):<\/label>\n <input type=\"text\" class=\"form-control\" id=\"totalInvested\" required oninput=\"formatCurrency(this)\">\n <\/div>\n <div class=\"form-group\">\n <label for=\"expectedCAGR\">Expected CAGR of Investments Percentage (%):<\/label>\n <input type=\"number\" class=\"form-control\" id=\"expectedCAGR\" value=\"8\" min=\"0\" required>\n <\/div>\n <div class=\"form-group\">\n <label for=\"monthlySavings\">Monthly Savings (\u20b9):<\/label>\n <input type=\"text\" class=\"form-control\" id=\"monthlySavings\" required oninput=\"formatCurrency(this)\">\n <\/div>\n <div class=\"form-group\">\n <label for=\"monthlySavingsGrowth\">Monthly Savings Growth Percentage (%):<\/label>\n <input type=\"number\" class=\"form-control\" id=\"monthlySavingsGrowth\" value=\"5\" min=\"0\" required>\n <\/div>\n <div class=\"form-group\">\n <label for=\"loanAmount\">Existing Loans (\u20b9):<\/label>\n <input type=\"text\" class=\"form-control\" id=\"loanAmount\" required oninput=\"formatCurrency(this)\">\n <\/div>\n <div class=\"form-group\">\n <label for=\"inflationRate\">Expected Inflation Rate (%):<\/label>\n <input type=\"number\" class=\"form-control\" id=\"inflationRate\" value=\"6\" min=\"0\" required>\n <\/div>\n <div class=\"form-group\">\n <label for=\"hasMedicalInsurance\">Do you have medical insurance?<\/label>\n <select class=\"form-control\" id=\"hasMedicalInsurance\" required>\n <option value=\"\" disabled selected>Select<\/option>\n <option value=\"yes\">Yes<\/option>\n <option value=\"no\">No<\/option>\n <\/select>\n <\/div>\n <div class=\"form-group\" id=\"insuranceFields\" style=\"display: none;\">\n <label for=\"medicalInsuranceCover\">Current Medical Insurance Cover (\u20b9):<\/label>\n <input type=\"text\" class=\"form-control\" id=\"medicalInsuranceCover\" oninput=\"formatCurrency(this)\">\n <\/div>\n <div class=\"form-group\" id=\"insuranceSuggestionFields\" style=\"display: none;\">\n <label for=\"desiredInsuranceAmount\">Desired Medical Insurance Amount (\u20b9):<\/label>\n <input type=\"text\" class=\"form-control\" id=\"desiredInsuranceAmount\" oninput=\"formatCurrency(this)\">\n <\/div>\n <\/form>\n <button type=\"button\" class=\"btn btn-primary\" onclick=\"calculateFIRE()\">Calculate FIRE<\/button>\n \n <div class=\"result\" id=\"result\">\n <h3>Results<\/h3>\n <div class=\"card\">\n <div class=\"card-body\">\n <h5 class=\"card-title\">Your Current Savings:<\/h5>\n <p id=\"currentSavingsResult\" class=\"money\"><\/p>\n <\/div>\n <\/div>\n <div class=\"card\">\n <div class=\"card-body\">\n <h5 class=\"card-title\">Total FIRE Amount Needed:<\/h5>\n <p id=\"fireAmount\" class=\"money\"><\/p>\n <\/div>\n <\/div>\n <div class=\"card\">\n <div class=\"card-body\">\n <h5 class=\"card-title\">Monthly Savings Required:<\/h5>\n <p id=\"monthlySavingsNeeded\" class=\"money\"><\/p>\n <\/div>\n <\/div>\n <div class=\"card\">\n <div class=\"card-body\">\n <h5 class=\"card-title\">Medical Insurance Details:<\/h5>\n <p id=\"insuranceDetails\"><\/p>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n\n <script>\n document.getElementById('hasMedicalInsurance').addEventListener('change', function() {\n const insuranceFields = document.getElementById('insuranceFields');\n const insuranceSuggestionFields = document.getElementById('insuranceSuggestionFields');\n if (this.value === 'yes') {\n insuranceFields.style.display = 'block';\n insuranceSuggestionFields.style.display = 'none';\n } else {\n insuranceFields.style.display = 'none';\n insuranceSuggestionFields.style.display = 'block';\n }\n });\n\n function formatCurrency(input) {\n \/\/ Remove any non-digit characters\n let value = input.value.replace(\/[^0-9]\/g, '');\n \/\/ Format the value as currency with commas\n let num = Number(value);\n if (!isNaN(num)) {\n input.value = num.toLocaleString('en-IN');\n }\n }\n\n function calculateFIRE() {\n const currentAge = parseInt(document.getElementById('currentAge').value);\n const retirementAge = parseInt(document.getElementById('retirementAge').value);\n const desiredRetirementAmount = parseInt(document.getElementById('desiredRetirementAmount').value.replace(\/,\/g, ''));\n const annualExpenses = parseInt(document.getElementById('annualExpenses').value.replace(\/,\/g, ''));\n const currentSavings = parseInt(document.getElementById('currentSavings').value.replace(\/,\/g, ''));\n const annualReturn = parseFloat(document.getElementById('annualReturn').value) \/ 100;\n const totalInvested = parseInt(document.getElementById('totalInvested').value.replace(\/,\/g, ''));\n const expectedCAGR = parseFloat(document.getElementById('expectedCAGR').value) \/ 100;\n const monthlySavings = parseInt(document.getElementById('monthlySavings').value.replace(\/,\/g, ''));\n const monthlySavingsGrowth = parseFloat(document.getElementById('monthlySavingsGrowth').value) \/ 100;\n const loanAmount = parseInt(document.getElementById('loanAmount').value.replace(\/,\/g, ''));\n const inflationRate = parseFloat(document.getElementById('inflationRate').value) \/ 100;\n\n const yearsUntilRetirement = retirementAge - currentAge;\n\n \/\/ Calculate future value of current savings\n const futureValueOfSavings = currentSavings * Math.pow(1 + annualReturn, yearsUntilRetirement);\n \/\/ Calculate future value of total invested amount using expected CAGR\n const futureValueOfInvestedAmount = totalInvested * Math.pow(1 + expectedCAGR, yearsUntilRetirement);\n \/\/ Calculate future value of monthly savings\n const futureValueOfMonthlySavings = monthlySavings * (((Math.pow(1 + monthlySavingsGrowth, yearsUntilRetirement) - 1) \/ monthlySavingsGrowth) * (1 + annualReturn));\n const totalAmountAtRetirement = futureValueOfSavings + futureValueOfInvestedAmount + futureValueOfMonthlySavings;\n\n \/\/ Calculate inflated retirement amount\n const inflatedRetirementAmount = desiredRetirementAmount * Math.pow(1 + inflationRate, yearsUntilRetirement);\n\n \/\/ Calculate total FIRE amount needed including loans and desired insurance amount if medical insurance is not opted\n let totalFIREAmountNeeded = inflatedRetirementAmount + loanAmount;\n\n if (document.getElementById('hasMedicalInsurance').value === 'no') {\n const desiredInsuranceAmount = parseInt(document.getElementById('desiredInsuranceAmount').value.replace(\/,\/g, ''));\n totalFIREAmountNeeded += desiredInsuranceAmount;\n }\n\n \/\/ Update results on the page\n document.getElementById('currentSavingsResult').innerText = `\u20b9${currentSavings.toLocaleString('en-IN')}`;\n document.getElementById('fireAmount').innerText = `\u20b9${totalFIREAmountNeeded.toLocaleString('en-IN')}`;\n document.getElementById('monthlySavingsNeeded').innerText = `\u20b9${(totalFIREAmountNeeded - totalAmountAtRetirement) \/ (yearsUntilRetirement * 12) > 0 ? ((totalFIREAmountNeeded - totalAmountAtRetirement) \/ (yearsUntilRetirement * 12)).toLocaleString('en-IN') : '0'}`;\n document.getElementById('insuranceDetails').innerText = document.getElementById('hasMedicalInsurance').value === 'no' ? `You will need additional insurance coverage of \u20b9${(parseInt(document.getElementById('desiredInsuranceAmount').value.replace(\/,\/g, ''))).toLocaleString('en-IN')}.` : `You are covered for \u20b9${document.getElementById('medicalInsuranceCover').value.replace(\/,\/g, '')}.`;\n\n \/\/ Show the result\n const resultDiv = document.getElementById('result');\n resultDiv.style.display = 'block';\n }\n <\/script>\n<\/body>\n<\/html>\n","protected":false},"excerpt":{"rendered":"<p>FIRE Calculator FIRE – Financial Independence, Retire Early Current Age: Target Retirement Age: Desired Retirement Amount (\u20b9): Current Annual Expenses (\u20b9): Current Savings (\u20b9): Expected Annual Return Rate (%): Total Amount Invested (\u20b9): Expected CAGR of Investments Percentage (%): Monthly Savings (\u20b9): Monthly Savings Growth Percentage (%): Existing Loans (\u20b9): Expected Inflation Rate (%): Do …<\/p>\n<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/lifestylerepository.com\/index.php\/fire-calculator\/\"> <span class=\"screen-reader-text\">FIRE Calculator<\/span> Read More »<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center 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